Insurance question

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crysredd
Posts: 29
Joined: Wed Apr 18, 2007 1:12 pm
Location: Santa Monica, CA

Insurance question

#1 Post by crysredd »

Does anyone know if insurance companies will cover ortho in mid-treatment? I found out that I am able to get coverage thru my boyfriends company and although I do not know what the coverage is I imagine it is better than my current coverage (HMO vs. PPO). Just wondering if anyone had any experience with switching insurance mid-treatment?
Thanks
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Carolinahigh12
Posts: 251
Joined: Thu Mar 22, 2007 5:41 pm
Location: Somewhere in the USA
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#2 Post by Carolinahigh12 »

Most companies do not offer mid-treatment coverage. The amount they cover is only on a pre-treatment basis. The only thing that I know that covers it would be the Health Care reimbursement fund but that has to be set up during annual enrollment. I can only speak for plans that I know of in the US.
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Thathrill
Posts: 368
Joined: Mon May 07, 2007 1:15 pm

#3 Post by Thathrill »

Another option is you might want to talk to your ortho's office about this. Sometimes docs are willing to help you out in matters like this. I think it would require the ortho's office to submit the initial paperwork generated at your consult to your insurance company like it is your first time.
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fmjess
Posts: 9
Joined: Mon Jun 11, 2007 2:55 pm
Location: Canada

#4 Post by fmjess »

OH NO!!!!!!

I am in the same situation (I'm in Canada)... I was so happy today that in a month I would be able to claim on the new benefits, but I might not be able to?!?!? DAMN!!!!

I hope my ortho will adjust the billing..... if not, I am paying for monthly adjustments, which will be dated for each month, maybe they will cover these at least.

POOEY!!!! :x
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crysredd
Posts: 29
Joined: Wed Apr 18, 2007 1:12 pm
Location: Santa Monica, CA

#5 Post by crysredd »

I got in touch the coordinator ortho office. And she said that switching coverage mid-stream not unheard of but of course depends on the coverage. She said that some insurance companies consider this pre-existing since I am already bonded. So when I find out my coverage details I will know for sure. ho-hum :roll:
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