Money!! Advice anyone?

[where2be]

I live with my boyfriend & his father, we do not have to pay any rent, my car is paid off and the only bills I have are my cell phone which is $60.00 a month and my car insurance which is $180.00 every 3 months...

So in all honesty, I'd be able to afford both payments if needed, probably even without a 2nd job due to the fact I really don't have any other bills...
:

Then why do you not have any savings if you're working 1.5 jobs. If that's all the expenses you have, you should be able to save up quite a bit in the next few months.

In fact, even if you just begin saving the monthly payment now, you'll be able to put your savings to the full downpayment in about 10 months and prove you can afford the ongoing monthly payments. As even more of a bonus, when you get the insurance company's $1500 payment back, you can put it back into savings and begin an emergency fund.

Good luck!

[dfac001]

You can try to apply for CareCredit. It's kinda like a credit card. It can be used to pay for healthcare expenses up to $5000. When I had it it was no interest if I pay it off within a year. I got it to pay for my dental expenses.