Does anyone know if insurance companies will cover ortho in mid-treatment? I found out that I am able to get coverage thru my boyfriends company and although I do not know what the coverage is I imagine it is better than my current coverage (HMO vs. PPO). Just wondering if anyone had any experience with switching insurance mid-treatment?
Thanks
Insurance question
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Most companies do not offer mid-treatment coverage. The amount they cover is only on a pre-treatment basis. The only thing that I know that covers it would be the Health Care reimbursement fund but that has to be set up during annual enrollment. I can only speak for plans that I know of in the US.
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~~~Nicole~~~
Another option is you might want to talk to your ortho's office about this. Sometimes docs are willing to help you out in matters like this. I think it would require the ortho's office to submit the initial paperwork generated at your consult to your insurance company like it is your first time.
Brace date: 5/2/2007
Debanding date: 1/14/2009
Ceramic Braces: 20 months
Currently in clear Essix retainers at night
My Blog: http://jjfan1.blogspot.com
Debanding date: 1/14/2009
Ceramic Braces: 20 months
Currently in clear Essix retainers at night
My Blog: http://jjfan1.blogspot.com
OH NO!!!!!!
I am in the same situation (I'm in Canada)... I was so happy today that in a month I would be able to claim on the new benefits, but I might not be able to?!?!? DAMN!!!!
I hope my ortho will adjust the billing..... if not, I am paying for monthly adjustments, which will be dated for each month, maybe they will cover these at least.
POOEY!!!!
I am in the same situation (I'm in Canada)... I was so happy today that in a month I would be able to claim on the new benefits, but I might not be able to?!?!? DAMN!!!!
I hope my ortho will adjust the billing..... if not, I am paying for monthly adjustments, which will be dated for each month, maybe they will cover these at least.
POOEY!!!!
I got in touch the coordinator ortho office. And she said that switching coverage mid-stream not unheard of but of course depends on the coverage. She said that some insurance companies consider this pre-existing since I am already bonded. So when I find out my coverage details I will know for sure. ho-hum