Anyone else have Delta Dental insurance

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#1 Post by **streetmaster** » Fri Apr 10, 2009 6:33 pm

Im on my wifes Delta Dental plan, witch has $1500 of ortho benifits, i called them to find out if they cover OS aswell, and they said 80% with a max of $1500. Does this sound right, or should i get additional insurance tro cover OS.

#2 Post by **sirwired** » Sat Apr 11, 2009 5:10 am

The OS benefits really aren't meant to cover orthognathic surgery. They are meant to cover things like extractions. $1500 will not come anywhere close to the bill for any kind of jaw surgery.

Orthognathic surgery is usually covered (if at all) by medical insurance.

SirWired

#3 Post by **streetmaster** » Sat Apr 11, 2009 2:18 pm

sirwired wrote:The OS benefits really aren't meant to cover orthognathic surgery. They are meant to cover things like extractions. $1500 will not come anywhere close to the bill for any kind of jaw surgery.

Orthognathic surgery is usually covered (if at all) by medical insurance.

SirWired

So i guess i stand a good chance that i mey be covered for OS awell, if it falls under Med insurance.

#4 Post by **sirwired** » Sat Apr 11, 2009 4:10 pm

You'll just have to check your policy. Many med policies explicitly exclude any coverage for orthognathic surgery.

SirWired

#5 Post by **Esoteric** » Tue Apr 14, 2009 11:58 am

I have delta dental, but like previously stated it doesn't cover OS. That would be under your medical insurance plan so you would have to check with it.

#6 Post by **HighandLo** » Thu Apr 23, 2009 4:43 am

I have Delta Dental and they covered $1,500 for the braces. Cigna covered my BSSO surgery with only a co-pay due. I had to appeal for the surgery, but it was approved in a week.

I hope all goes well.

Lo