I'll be in Montreal some time in September this year to work and most probably settle down in the future.
I am 32 year-old asian male, and single. My visa would be temporary Resident + Work permit (as i have already employer there). I would have both private Health and Life Insurances.
Now my questions are mostly regarding the COSTS. Since I "may" not be covered by the Government's MEDICARE, I am interested to know the expected Expenses (from doctor down to hospital bills). If you don't know anything in Montreal, then anywhere else such as Ottawa and Toronto. If possible, the known good surgeons in town

If "in case" i may be entitled to a Government's Fund, how long would i wait prior to the Surgery itself? I heard it takes too long and the Government itself will choose your Surgeon. Is this true?
Please post your reply if you know anything about the topic. This is very important to me.
Cheers.