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Pre-existing condition?

Posted: Wed Jan 11, 2012 4:33 pm
by RS732
Hi, like everyone else. I am a long time lurker of this forum. I am finally going to start the journey myself.

Step 1. I have read threads of members, shopping around for insurance to cover the surgery. I am in the same place at the moment and have found a provider, but how does your condition not follow in the "Pre-existing condition" ?

I am considering Kaiser as a provider.

Re: Pre-existing condition?

Posted: Sat Jan 14, 2012 10:52 am
by christian
I am just learning myself, but I remember reading that all insurers a period called "open enrollment period" one month, once a year during which they must accept all existing conditions. I hope that I am right !.. It's worth checking out.

Re: Pre-existing condition?

Posted: Mon Jan 16, 2012 8:25 am
by sirwired
I'm not quite sure how "pre-existing" condition exclusions are applied to defects in growth; it may vary by policy. These questions are best asked of your insurance agent.