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I used care credit last summer for an eye procedure. I got approved right away-I don't have perfect credit either. I got my card within a week. As long as I pay it off within a year, it's interest free. Also, I pay my monthly payment online-which is convienent.
Care credit is an excellent thing for and office to have. We have it at the county dental office and i would say 86% of our cash paying patients take advantage of it. If my husbands insurance and flexable spending account were not available I would be using care credit for my braces.
Spacers placed: March 13th 2007
Teeth Cleaned: March 20th 2007
Braced: April 3rd 2007
My dad pays 300 per month, for 18 months. But get 150 (half) back. So Im really only paying half for my braces. Its all in this health spending account. So Im really only paying half for my braces.
I have CareCredit, as I applied when I was going to have my wisdom teeth surgically removed. I ended up not having the procedure, as I just didn't want to take on anymore debt. I never cancelled the Card though, and after I pay off my orthodontist bills, I plan on using it for the wisdom teeth removal.
Spacers: 1/26/05; 2/6/06; 3/15/06; 4/24/06
4 First Bicuspids removed: 2/2005
Metal Braces, top and bottom: 3/1/05; Debanded 7/26/07
Hawley retainers top and bottom