For those self-pay ortho patients
Moderator: bbsadmin
For those self-pay ortho patients
I read on the Braces Stories column a comment that one should never pay up-front, in full, for braces. I guess for fear that the ortho could abscond or something, I don't know.
For those, either US or international, who are paying for braces out-of-pocket, is anyone paying up-front, in full (and getting the discount) or are most people paying a down payment with monthly installments?
It never dawned on me that paying in full would be a bad idea. What do other people do?
For those, either US or international, who are paying for braces out-of-pocket, is anyone paying up-front, in full (and getting the discount) or are most people paying a down payment with monthly installments?
It never dawned on me that paying in full would be a bad idea. What do other people do?
I'm in Oz and paid the lot up front. I got a 5% discount.
The ortho was recommended by my regular dentist, who I've been seeing for about 20 years. I trust him (regular dentist) implicitly and I trust his recommendation.
I'm quite comfortable with having paid the lot (and it wasn't a small amount because I've got linguals on top). It also means that I'm psychologically committed to seeing the process through to conclusion. Or that's the way I rationalise it anyway.
As you are wont to say, it's all about choice.
The ortho was recommended by my regular dentist, who I've been seeing for about 20 years. I trust him (regular dentist) implicitly and I trust his recommendation.
I'm quite comfortable with having paid the lot (and it wasn't a small amount because I've got linguals on top). It also means that I'm psychologically committed to seeing the process through to conclusion. Or that's the way I rationalise it anyway.
As you are wont to say, it's all about choice.
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- Posts: 72
- Joined: Mon Mar 27, 2006 8:18 pm
- Location: Missouri
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I had the choice of paying full with a discount or pay montly. I chose montly payments because I'm a university student so I don't have THAT much money at once! But I usually pay more that I have to just because I want to get it over with...
I figure that if I would have paid in full and something would have happenned and the ortho would have bailed...I would sue lol
I figure that if I would have paid in full and something would have happenned and the ortho would have bailed...I would sue lol
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Ceramic top braces: January 9th, 2006
Metal bottom braces: May 1st, 2006
I had the option to pay up front with a 5% discount if paid by check or cash or a 2.5% dicsount if paid with a credit card. Since I didn't have the full amount ($5100) available in a lump sum I chose to place a down payment and pay the rest in monthly payments by credit card.
I find it better to make payments since my ortho charges no interest and while he is getting a monthly payment, my money is earning interest while it sits in the bank. I put my monthly charges on my American Express card which has no interest rate so it was win-win for me.
Cheers,
Ice.
I find it better to make payments since my ortho charges no interest and while he is getting a monthly payment, my money is earning interest while it sits in the bank. I put my monthly charges on my American Express card which has no interest rate so it was win-win for me.
Cheers,
Ice.
Metal uppers May 2, 2006
Metal lowers September 12, 2006
Finally Nekkid July 11, 2007
With braces - pain is gain...
Some things money can't buy.
Thank God great looking teeth aren't one of them.
“But to see her was to love her, Love but her, and love foreverâ€
I paid all up front
I liked my ortho and the staff. I wanted to get as much discount as I could. Later I thought about whether or not it was a bad idea to pay all up front...but then again my ortho said that he will take my braces off, polish my teeth, and then put them back on just for my wedding so I figured good deal. 8% discount!
11/11/05~8 Spacers
11/21/05~Spacers off, 8 metal bands
01/13/06~Braces
04/13/06~4 extract
04/18/06~1st adjust after extract
11/21/05~Spacers off, 8 metal bands
01/13/06~Braces
04/13/06~4 extract
04/18/06~1st adjust after extract
There was an option to pay full up front or to do monthly installments. I decided to do monthly base on the money I don't have. The price was right for 24 months.
My other option was to pay in full with a 10 percent discount. I didn't go that route, just in case I wanted to change orthos.
My other option was to pay in full with a 10 percent discount. I didn't go that route, just in case I wanted to change orthos.
In process...
4 spacer and upper braced 1/10
Spacer removed and fully braced 1/24
Final 05/15/08