The results so far and funding for braces
Moderator: bbsadmin
The results so far and funding for braces
I have two questions
1) How do you like the results so far? Is this your second time in braces?
2) How did you fund your braces? Was it insurance?
1) How do you like the results so far? Is this your second time in braces?
2) How did you fund your braces? Was it insurance?
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- Posts: 72
- Joined: Wed May 27, 2009 10:15 am
- Location: Gainesville, FL
1) I'm pleased with my results. I didn't get braces to fix and aesthetic issue, it was to correct issues from an impacted canine. I never considered getting braces before that, but I am pleased with how my teeth are doing. Looking back now, my teeth were kind of funky looking before
2) I'm paying the full $4,200 price. I took out a medical loan to pay the ortho in full at the beginning and I owe about $130 a month towards paying it off. At the time I got braces (March 2008) my insurance company didn't cover orthodontics for adults over 18. In the past year they have started funding for it, but I'm still stuck footing the bill. Oh well. C'est la vie.
2) I'm paying the full $4,200 price. I took out a medical loan to pay the ortho in full at the beginning and I owe about $130 a month towards paying it off. At the time I got braces (March 2008) my insurance company didn't cover orthodontics for adults over 18. In the past year they have started funding for it, but I'm still stuck footing the bill. Oh well. C'est la vie.
Time spent in braces: 16 months
Retainers: Top/bottom bonded and top/bottom Essix at night
Retainers: Top/bottom bonded and top/bottom Essix at night
You guys have got a great deal. I'm also in UK in London and am paying a whopping 4K for my Inovation SL braces. I have seen the moulds of how my teeth will look when the process will be finished (he removed the teeth that were to be extracted and moved the rest of the teeth back). That's what convinced me!
This is my first time having braces, I nearly had them when I was 12 but my ortho refused to do extractions and said I would need all kinds of plates and head gear so I backed out. 12 years later I had to have 4 extractions after all and im loving my results so far
Mine have cost me $5800 and I received $1850 back from my health fund, ive paid mine in full so I can claim them as a medical expense on my tax and receive 20% back.
Mine have cost me $5800 and I received $1850 back from my health fund, ive paid mine in full so I can claim them as a medical expense on my tax and receive 20% back.
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- Posts: 90
- Joined: Thu Oct 23, 2008 9:11 am
- Contact:
im 3 weeks in and have seen monor changes so far.. im paying 55.. out of pocket. i put 1100 down and am paying 200 per month until they are payed for...only 22 payments to go.lol
wisdom teeth out july 29/08
braced may 26/ 09
os consult june 8/09
sentence 18 to 24 months
jaw surgery nov 2010
2nd adjustment ~~july 28th 2009 @ 10am
3rd adjustment sept 14th @ 11.30
braced may 26/ 09
os consult june 8/09
sentence 18 to 24 months
jaw surgery nov 2010
2nd adjustment ~~july 28th 2009 @ 10am
3rd adjustment sept 14th @ 11.30
I put about 1700 USD down and pay 140 USD a month. So far the results have been worth every dollar spent. However, there are times when I do feel guilty spending the money when it could possibly go towards other bills like student loans. I wasn't about to wait for forever to get these things. I honestly never thought I could afford braces, but somehow I seem to do it.
1) this is my second time in braces, now it's 35+ years later (I can't believe that), but my bottom teeth were shifting to the point where I was going to lose one or more of my front teeth. No way that's going to happen.
2) I have dental insurance which would cover part of the cost of the braces, but I did not like the ortho on the insurance, so I went to an ortho I liked and am paying in full. I don't know if all employers offer a federal tax-save program (I work for a state government) but I can use up to $2,500 per year pre-tax toward medical/dental not covered by my insurance. I'm using those funds toward payment of the braces. Part of my tax refund went to the rest. By paying in full upfront the ortho gives a 6% or 8% discount (can't remember which off hand) on the cost, so that's what I did.
(I also have a suspicion that the orthos who accept insurance aren't as committed to the patient's treatment as the ones who are paid in full, but that could just be my impression (no pun intended) of the ortho on my dental insurance. Most orthos (and dentists) don't accept insurance and there's got to be a reason why. I don't want to get short changed on my treatment).
2) I have dental insurance which would cover part of the cost of the braces, but I did not like the ortho on the insurance, so I went to an ortho I liked and am paying in full. I don't know if all employers offer a federal tax-save program (I work for a state government) but I can use up to $2,500 per year pre-tax toward medical/dental not covered by my insurance. I'm using those funds toward payment of the braces. Part of my tax refund went to the rest. By paying in full upfront the ortho gives a 6% or 8% discount (can't remember which off hand) on the cost, so that's what I did.
(I also have a suspicion that the orthos who accept insurance aren't as committed to the patient's treatment as the ones who are paid in full, but that could just be my impression (no pun intended) of the ortho on my dental insurance. Most orthos (and dentists) don't accept insurance and there's got to be a reason why. I don't want to get short changed on my treatment).
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- Posts: 92
- Joined: Sat Mar 21, 2009 8:11 pm
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- Posts: 92
- Joined: Sat Mar 21, 2009 8:11 pm
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- Posts: 36
- Joined: Thu Aug 07, 2008 4:44 am
- Location: USA
1) First time in braces. Wanted them since I was 12, got them when I was 39. My parents couldn't afford them. So far I am very pleased. It's been 10 months, and I am seeing results. I'm amazed, really.
2) My insurance covered $1500.00 - the rest I saved for on my own.
2) My insurance covered $1500.00 - the rest I saved for on my own.
Hubby got his Harley - 8/07
Started researching Orthos - 9/07
Lower Pre-molar extractions 8/6/08
Braced on 8/13/08 - 39 years old
Debraced on 12/6/2010 - 41 years old
Looking forward to the next 41+ years, this time with an improved smile!
Started researching Orthos - 9/07
Lower Pre-molar extractions 8/6/08
Braced on 8/13/08 - 39 years old
Debraced on 12/6/2010 - 41 years old
Looking forward to the next 41+ years, this time with an improved smile!